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Microfinance Handbook: An Institutional and Financial Perspective (Sustainable Banking with the Poor)
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Microfinance Handbook: An Institutional and Financial Perspective (Sustainable Banking with the Poor)

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Description:

Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions.

Product Details:
Author: Joanna Ledgerwood
Paperback: 302 pages
Publisher: World Bank Publications
Publication Date: December 01, 1998
Language: English
ISBN: 0821343068
Product Length: 9.32 inches
Product Width: 7.5 inches
Product Height: 0.69 inches
Product Weight: 1.17 pounds
Package Length: 9.1 inches
Package Width: 7.4 inches
Package Height: 0.8 inches
Package Weight: 1.2 pounds
Average Customer Rating: based on 5 reviews
Customer Reviews:
Average Customer Review: 4.5 ( 5 customer reviews )
Write an online review and share your thoughts with other customers.


Most Helpful Customer Reviews

17 of 17 found the following review helpful:

5Must read primer for microfinance implementorsMay 01, 2006
By R. Chaffee
This handbook provides novices, professionals, - and skeptics - with the information they need to move through the microfinance world with confidence gained through an understanding of microfinance principles and practices. Ms. Ledgerwood's book has been an essential reference in analyzing and developing microfinance programs throughout the world, and is required reading for many MFI implementers new to the trade.

9 of 9 found the following review helpful:

5This is the place to start for MicrofinanceDec 20, 2006
By Lehigh History Student
For those interested in Microfinance this is a must have for any library. It covers the basics of Microfinance including whose involved and where it is succeeding. It is really more of a reference guide than anything else and is very helpful for those starting out. I found it invaluable for writing papers related to microfinance. If you are going into this field or have an interest in international economics/ international political economy this is a must read.

8 of 10 found the following review helpful:

4If you want a good introduction to microfinance, this is it.Sep 01, 2005
By S. Kraeger "SAK"
This is an excellent book to get a good overvivew of microfinance and how it works. It offers excellent forms to set up a successful program. I found it exceptionally helpful.

2 of 2 found the following review helpful:

4ExcellentJun 01, 2009
By Lynley "lmsf"
This book provides a thorough understanding of all concepts necessary in understanding Microfinance - everything from various interest rates to types of software. There are many great examples of organizations around the world and the way they operate. This provides great context to the learning.
My one complaint is that it does not include open-source MIS in its review or discuss the ethical issues with some of the topics discussed.

1 of 1 found the following review helpful:

5In-depth review of microfinanceFeb 03, 2010
By J. Vasilius
Microfinance Handbook is invaluable for those who wish to avoid polemics. Recent popular literature has tended to paint microfinance as either a cure-all for development woes, or a post-colonial demon. The authors avoid either extreme, instead, concentrating on actual experience. For a balanced and in-depth view this book is invaluable. Instead of a once-over lightly, the book provides detailed information on a wide range of perspectives. One caveat: Economic or business knowledge is needed to understand the book. This is not intended to scare readers away, but if you lack a solid econ background it could be boring and confusing. While I found the book challenging, I learned a tremendous amount about the risks and benefits of microfinance.

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David Hoicka

David Hoicka Green and Sustainable Affordable Housing

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